Start Your Own Home Business After 50 PDF Free Download

Start Your Own Home Business After 50 PDF Free Download

According to a study conducted by the Freelancers Union, more than 57 million Americans freelanced last year. Of those who made money working from home, more than 60% did so by choice.

Whether you’re fed up with working out of a stuffy office full-time or have a small business idea for something that you’re passionate about, now is an excellent time to set up your home-based business.

Creating a successful home business takes hard work. It’s not something that you should jump into blindly.

Starting your own business is the dream for many. The ability to set your own hours, to determine the type of work you do and earn your income as you wish is a freedom many consider worth pursuing. And, if this sounds like something that interests you, now may be the perfect time to do so.

Fortunately, with a bit of foresight, you can thrive when working out of your own home. Below, you’ll find a checklist that you can use to set up your own business from home.

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1. Find your space

A mistake that people make when serving as their own boss for the first time is blurring the line between work life and personal life. If you want to create a successful business, you need to make sure that you don’t spend your work hours gardening or folding laundry. Thus, the first thing you should do when establishing a home business is set aside a specific space in your home where you will work.

Whether it’s a spare bedroom or a desk in the kitchen, make sure to pick somewhere that you can dedicate entirely to your new business. And no, the couch and the bed do not count as workspaces. Wherever you choose, make sure that the area becomes synonymous with work. By establishing a dedicated workspace, you will develop a routine, which can help you become more creative and productive.

2. Set up your space

Once you’ve gotten your workspace set aside, decide what you need around you to make you most productive. Of course, you’ll need standard office supplies, like pens, paper clips, and a stapler. But you’ll also want to consider a few of these other essentials.

A comfy desk chair

Don’t underestimate the importance of a good chair — even if you’re only working part-time. A comfortable, supportive desk chair can prevent pain.

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Shelving or filing cabinets

Even if you’re starting an online business, you’ll still find yourself needing to print out vital documents. Shelving and cabinets help keep your space uncluttered and organized, which is conducive to productivity.

Brainstorming equipment

Some people do their best thinking with a pen and some paper, while others prefer a whiteboard and markers. How do you do your best brainstorming? Invest in the equipment you need to spark your creativity, whether it’s a case of legal notepads or a dry erase board.

3. Get connected

No matter what home-based business you have in mind, you’ll need communication equipment to keep your company running smoothly:

Desktop PC or laptop

Depending on the type of business you run, you may want to look into upgrading your computer. For instance, if you plan to do something graphics-heavy like web design, it might be best to invest in a computer with higher processing speed and more RAM.


Even though you may already have a cell phone, you’ll want to consider adding a landline for business purposes. By securing a landline, you can reserve your cell phone for personal use. Although it’s essential that clients be able to reach you, it’s also critical that you establish boundaries between work time and personal time.

Multifunction printer

Most printers today come with scanning, copying, and faxing functionalities, so you can purchase one slightly more expensive machine instead of four separate ones. You should also consider what type of ink you’ll need for your business.

You may not need a full-color printer, which will end up saving you significant funds in the long run. If you expect to have a high volume of items to print, consider investing in a laser printer or something with more commercial capabilities. If your business model doesn’t call for frequent printing, you could always skip the printer and outsource these services to a local copy shop.

Internet speed

You probably already have an internet service provider for recreational use, but now that you’ll be relying on that connection for your online business, you might want to look into an upgrade. This is especially important if you live with other people who might be using the internet when you’re trying to work.

Connection speeds can range anywhere from 1.5 Mbps to 20 Mbps. With a 1.5 Mbps connection speed, it takes about two minutes to download a large presentation. It’ll take roughly 10 seconds to download the same file with a 20 Mbps connection.

Additionally, if your business opportunities require video chatting, such as those needed for a virtual assistant position, you’ll want to make sure that your bandwidth is adequate.


If you haven’t already, invest in the latest version of Microsoft Office. This is the most common business software on the market today. You’ll have no trouble reading or editing files that clients send to you, nor should you have any problem reading files that you receive from them.

Google Docs would be a low-cost option compared to Microsoft Office. Other software that you can consider includes Adobe Acrobat Professional, which allows you to edit PDF files, and Adobe CS6 Design, which includes things like Photoshop and InDesign.

4. Set a budget

Your budget should include the startup costs mentioned above as well as marketing services to help increase awareness about your new brand.

When calculating your costs, you may find the number to be much higher than expected. Failure to calculate and budget correctly could leave your business with debt, which will make it difficult to turn a profit. Make sure you not only set your budget, but that you have funding to cover the budget as well.

5. Develop a written plan

Before you open a business out of your home, you should make sure you have a plan in place. Decide what exactly you’ll do to earn money and who your customers will be. One of the best ways to organize your thoughts is with a written plan.

There are many business plan templates available online, but the key features of any business plan include:

  • Executive Summary: includes ownership details and an overview of the products and services offered
  • Company Overview: consists of a mission statement and details regarding business location
  • Products and Services: details how products or services meet current marketplace demand
  • Market Analysis and Market Strategy: outlines target demographics and provides a competitive analysis that details what makes your product or service unique
  • Financial Overview: includes projections, profit-and-loss analysis, and sales assumptions

6. Get ready to conduct business

After you’ve secured financing and developed your business plan, you’ll need to focus more intently on the details relating to your business. One of the key pieces to setting up your home-based business is determining what licenses or permits you may need to conduct business legally.


Below are some of the licenses you should be aware …

General business license

Check with your state or local government to find out what types of local licenses you might need. There is typically a nominal filing or administrative fee associated with these permits.

Professional or trade license

Depending on the kind of business you operate, a local or national organization may require you to be licensed. An example would be buying or selling real estate.

Home occupation permit

Your home is more than likely in a residential area, as opposed to being in a business or retail zone. To conduct business in a residential district, you may need a permit from your local or state government.

Your local zoning board can answer your questions regarding the requirements for permits. Not all home-based businesses will require a business permit, but it’s always best to check.


Sales tax permits

If you intend to open an online store to sell taxable goods, you will need to obtain a sales tax permit. Sales tax permits not only refer to where your business is, but where you conduct business.

Even if your state of residence doesn’t require sales tax, if you transact business in a state that does, you will still need to have a permit. Small business sales tax laws can be complicated, so take the time to figure them out before conducting business.

Health and safety permits

Similar to professional and trade organizations that require licenses, you may also need health or safety permits to legally operate your business. Checking with your state’s environmental protection agency is an excellent jumping off point.

Sign permits

This will not apply to all home-based businesses, but if you intend to post signs, you may need a permit.

Construction permits

If you intend to make any structural changes to your home, you will need construction permits. Your local government is typically the entity that issues these.

Also, don’t forget to check the bylaws of your Homeowner’s Association. If you live within the confines of an HOA, ensure that you are in compliance.

7. Get ready for tax season

As the owner of a home-based business, there are many different tax deductions and credits that you may be eligible for. For instance, you could qualify for the home-office deduction. The home-office deduction allows you to take into account all of the operating expenses for your home office, including the square footage of your office space, and deduct them from your taxes.

Also, if you have a profitable business, you’re going to have to pay taxes. Because you’re working from home, there’s no employer to pay Social Security and Medicare taxes. Typically, an employer pays half of these taxes on your behalf, and you are responsible for the other half. However, as a freelancer, you’re responsible for paying the entirety of these taxes.

The IRS recommends that you make quarterly estimated federal and state tax payments. A self-employment tax calculator could help you see the tax you’re subject to as a freelancer.

Additionally, you’ll want to make sure to keep track of business expenses throughout the year by using reliable accounting software like QuickBooks. By tracking your home-based business expenses throughout the year, you’ll have a much easier time filing taxes.

Building your home-based business today

If you’ve longed for flexibility in your daily schedule and work-life balance, then a self-employed job could be for you. Why wait? Begin today on the road to becoming a business owner.

However, before doing so, you’ll want to make sure that you’ve taken steps to prepare yourself. By following our seven steps, you’ll put yourself in an excellent position for success.

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You don’t need a ton of startup cash to get a successful business off the ground. There are plenty of home based business ideas that you can grow simply through bootstrapping. If you’re interested in starting your own business at home but don’t want to put a huge investment in up front, read on for a list of 50 home based business ideas you can start with no money.

Home Based Business Ideas You Can Start With No Money


You can set up your own blog online for free using a platform like WordPress and then earn an income through ads, sponsored content or product sales.

Freelance Writer

You can also offer your writing services to other blogs or businesses on a freelance basis.

Ebook Author

Or you can write and publish your very own ebook to sell online. Some self publishing platforms require money up front, but others allow you to publish your work for free and then take a portion of the sales.

Affiliate Marketer

Affiliate programs let you earn an income through referring potential customers to specific websites. You can sign up for various affiliate programs and then share links on your blog, website or social media channels.

Social Media Influencer

If you use any social media sites, you can build up your influence over time and then offer your services to brands who are looking for influencers to promote their products or services.

Social Media Manager

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You can also build a business by managing social media accounts for other businesses.

YouTube Personality

YouTube allows users to set up accounts for free. And with a computer, phone or other equipment that you probably already own, you can create and share your own video content and then earn a portion of ad shares.


There are also lots of free tools out there for setting up your own podcast online, which can then allow you to earn an income through advertisers.

Collectibles Seller

If you have any collectibles or popular products lying around your house, you can set up an account on eBay and make money through online auctions.

Used Book Seller

You can also sell some of your books on sites like eBay or Amazon and then use that money to fill your stock even more.

Recycled Handmade Seller

Etsy is another ecommerce platform that lets you sign up for free. And if you can get creative with some recyclable materials, you can even make some handmade products to sell without spending any cash.

Custom Illustrator

You can also get creative to offer custom products like illustrations, so you can actually get paid, at least partially, before even creating the finished product.

Errand Service

Though you may need to leave the house to perform some specific tasks, you can offer your services for things like laundry and shopping in exchange for a small fee.

Virtual Assistant

You can also start a B2B business where you handle various tasks for clients online as a virtual assistant.

Business Consultant

If you’re a business savvy entrepreneur already, you can start your own consulting business and simply communicate with you clients via email and Skype.

Life Coach

Likewise, you can offer life coaching services and communicate with your clients mainly online.

Graphic Designer

If you have a good eye for design, you can use some free cloud based tools to create basic graphics for clients.

Web Designer

Or you could offer web design services with the help of some free open source tools.


You could also welcome clients to your home where you can tutor them in various subjects.

Personal Trainer

If you’re a fitness savvy entrepreneur, you can welcome clients to your home where you can instruct them in various exercises.

Yoga Instructor

You can also work with more students at once as a yoga or pilates instructor.

Dance Teacher

Or you can teach various dance styles in a home setting as well.

Music Coach

If you’re able to play an instrument or even just knowledgeable about vocals, you can offer your services as a music coach out of your home.

T-Shirt Designer

Sites like CafePress let you sign up for a free account, where you can create and upload your own designs to be printed on t-shirts and other products. And then you can simply earn money as those products sell.

Dog Walker

You can also offer dog walking services to pet owners around your home without having to spend any money out of your own pocket.

Dog Trainer

Or you can offer to train dogs for clients out of your home.

Child Care Provider

If you want to start your own childcare business, you can start a daycare out of your home.

Auto Detailer

You can also offer to wash and detail cars for customers who bring them to your home.

Tax Preparer

Financially minded entrepreneurs, you can use free tools to prepare tax forms for clients.


Or you can offer your services to businesses and individuals on a more ongoing basis as a bookkeeper.

Alteration Service Provider

If you’re skilled with a needle and thread, you can have clients send you garments that need altering.

Custom Embroiderer

Likewise, you can offer custom embroidery services to customers who want to personalize their clothing or other items.

Interior Designer

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If you have an eye for design, you can offer interior design and planning services without a lot of upfront costs.

Stock Photographer

Most photography businesses require studio equipment or other potential expenses. But with just a camera and access to the internet, you can take photos and offer them for sale on stock photo websites.

Travel Booking Service Provider

You can also use any number of free travel sites to find great deals and help travelers book their trips in exchange for a fee.

Data Entry Provider

If you want to work with business clients, you can also easily offer data entry services without having to purchase any specialized equipment.


For those who understand more than one language, you can also offer translation services to clients.

Online Researcher

You can also build a business by offering online research services. And all you need is a computer and internet connection.

Ghost Writer

If you want to help authors or business owners that have commitments they can’t get to, you can offer your services as a ghost writer to provide them with content to publish.


Or you can offer simple proofreading services to authors, bloggers, students or others.


You can even get more in-depth and offer full editing services for writers or businesses.

Resume Writer

If you want to help job seekers succeed, you can offer your services as a resume writer or editor right from your home.

Online Magazine Publisher

With some free cloud based tools to start your own online magazine or newsletter.

Voice Artist

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You can also use some free online tools to market yourself to different businesses and clients as a voice artist.

Vacation Rental Person

If you have a spare room in your home, you can use a free service like Airbnb, where you just pay a service fee for each reservation.


With some basic supplies and ingredients you likely already have at your home, you can sell baked goods online or to local bake shops.

Event Planner

For entrepreneurs who are extremely organized and detail oriented, you can build a business as an event planner who works with clients mainly out of a home office.

Online Event Promoter

You can also use free online tools like Facebook to promote events for clients online.


With some basic craft supplies, you can make your own scrapbook layouts to sell online or even create custom pages for clients.

Online Tech Support

For tech savvy entrepreneurs, you can offer tech support services for a small fee to customers who contact you by phone or online.

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